Financial Policy & Insurance

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Financial Policy

Patient Billing

For your convenience we accept Visa, MasterCard and Discover. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at Sunshine Dental Manchester Phone Number413-372-5565. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.

Dental Insurance

Financing Your Care

In our office, we offer high quality care and payment options that work for all of our patients. Below you will find a list of insurance and payment plans that we accept. If you don’t see your preferred method on our list, please call our office at  413-372-5565 to find out what other options may be available to you.

  • Aetna
  • Ameritas
  • American Postal Workers Union (APWU)
  • Blue Cross Blue Shield Plans
  • Careington
  • Cigna Dental
  • Delta Plans
  • Dearborn National
  • Employee Benefits Plan Administration (EBPA)
  • GEHA
  • Guardian
  • Humana
  • Husky
  • Metlife
  • Physicians Mutual
  • Principal
  • Renaissance Dental
  • Reliance Standard Life
  • Scion
  • Standard Insurance
  • Tufts Senior Care Options
  • United Concordia
  • United Health Care
  • UMR-Wausau/UHIS

Payment options:

Payment Plan for Implants only (in office) 6 and 12 months available Care Credit- Apply online or in our office (Hard inquiry) Lending USA – Call us and we can have them text you a secure application! (Soft inquiry) Credit Cards: Visa, MasterCard, American Express, Discover and Apple pay Cash always accepted.


Please note: Payment is due at the time of service.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

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